1. If the employee and the unit dissolve or terminate the labor relationship and withdraw the housing provident fund, it shall be sealed for six months, and no account has been opened in a different place during the sealing period. You can apply to withdraw the storage balance in your housing provident fund account and cancel your housing provident fund account. Retirement withdrawal of employees is not limited by the time of account sealing.
2. If an employee applies to transfer the housing provident fund deposited in different places to Zhengzhou Housing Provident Fund Management Center, he shall set up a housing provident fund deposit account in the center before the transfer, and the deposit shall be normal for more than half a year before going through the transfer and connection procedures in different places.
3. If an employee purchases the first set of ordinary housing and the second set of improved housing at the place where the housing provident fund is deposited or where the household registration is located, he/she can apply for withdrawing the housing provident fund with the purchase procedures within five years, and the total amount of withdrawal shall not exceed the amount paid for the purchase.
4. For the paid employees who provide false materials and illegally withdraw the housing provident fund, the management center will record their record of dishonesty and transfer it with their personal accounts. The funds that have been withdrawn shall be ordered to be returned in full within a time limit. At the same time, for the illegal extraction of false materials, the management center will restrict them from extracting and lending housing provident fund from the deposit account within two years. If the circumstances are serious, the illegal clues will be handed over to the relevant departments according to law, and the information of dishonesty will be submitted and joint punishment will be implemented. Organs, institutions and state-owned enterprises that illegally withdraw housing provident fund from employees shall inform their units of information if the circumstances are serious.
Legal basis:
Notice of Zhengzhou Housing Provident Fund Management Center on Standardizing and Perfecting Housing Provident Fund Withdrawal Policy 1. To withdraw the housing provident fund, employees and units shall be sealed for six months and have not opened accounts in different places during the sealing period. They may apply for withdrawing the storage balance in their housing provident fund accounts and canceling their housing provident fund accounts. Employees' retirement withdrawal is not limited by the time of account sealing.
Second, employees who apply to transfer the housing provident fund deposited in different places to Zhengzhou Housing Provident Fund Management Center should set up a housing provident fund deposit account in this center before the transfer, and can go through the transfer and connection procedures in different places after the normal deposit for more than half a year.
3. Employees who purchase the first set of ordinary housing and the second set of improved housing at the place where they have paid the housing provident fund or registered residence may apply for withdrawal of the housing provident fund within five years with the purchase procedures, and the total withdrawal amount shall not exceed the paid amount of the house purchase.
Four, to provide false materials to illegally withdraw housing provident fund deposit workers, the management center will record its record of dishonesty, along with the personal account transfer. The funds that have been withdrawn shall be ordered to be returned in full within a time limit. At the same time, for the illegal extraction of false materials, the management center will restrict them from extracting and lending housing provident fund from the deposit account within two years. If the circumstances are serious, the illegal clues will be handed over to the relevant departments according to law, and the information of dishonesty will be submitted and joint punishment will be implemented. Organs, institutions and state-owned enterprises that illegally withdraw housing provident fund from employees shall inform their units of information if the circumstances are serious.