The stupidest advice for you is that if you work for five years, it will cost 7,000 yuan a month, and that will be 420,000 yuan in five years. You only owe 300,000, and120,000. Don't spend more than 24 thousand a year, you can spend it in five years After work, doing some part-time jobs can earn more money and earn some living expenses. If your parents and friends can help, you will be out in five years at most.
You graduated from 20 17 and worked for three years. Five years later, you are only in your thirties, and it's not too late to get married. This is the stupidest way. I hope I can help you.
I can feel all kinds of emotions after your debt, because I am a debtor. To tell the truth, it's much bigger than your debt. I'm also doing this, and I've accumulated debts in recent years, especially last year when I wasted 200,000 yuan and did nothing. You said it was irritating!
I once wanted to sell my house to pay off my debts, but I also hung up in the intermediary for two months. Later, when my family found out, they stopped me from selling the house. In that place, the house is your refuge. This is a home. What do you have without a house? If the house can't be sold, the family will find a way for you and take out some money to pay your debts! I know my family is in the countryside and I don't have much money. I must have borrowed money from my relatives, and tears came out at that time. I understand a truth, parents will always be your back, no matter how rich or poor you live outside! As long as I can help you, my family will not hesitate to do it! My parents have never borrowed money from others in my life, because I borrowed money with a straight face just to pay me back!
It is important to have a job with a stable income, especially when you are in debt. After work, you can do something else. You have been doing express delivery for so long, which shows that you are not a sissy and can bear hardships. Go to increase income after work. No matter what you do, you have to earn two or three thousand yuan a month, totaling 10 thousand yuan, which is still ok. Patience and perseverance are enough, and never give up halfway. You can make a comeback, provided you accumulate some wealth.
I'm working day and night now. I lost more than ten kilograms from the original 150 kilograms. Bitter, I am not afraid, as long as I can pay it off, my heart will be very relaxed!
I hope what I wrote can help you!
I'm glad to answer your question. Tell me about me first. My parents are farmers. When I started my business at the age of 28, I spent 200,000 cash, and now I still owe 270,000.
* * I had a good rest at home for two months during the New Year. Otherwise I really don't know how to get there. Credit card loans have maxed out my phone. My girlfriend who has known me for ten years also broke up! I almost collapsed some time ago! Now that I have found a job, I have to do it myself no matter how hard and tired I am. Now I am slowly making money and paying back the money. I calculated that I can only fully recover at the age of 35 before I can buy a house and get married! People always have to look forward! Come on! You can do it!
Hi, how are you? I used to be a rural baby with a debt of 700 thousand. We had an amazing acquaintance, all of which failed to start a business, but I was dragged down by my partner. In a business cooperation, I lost 6.5438+0.65 million, with a debt of 500,000, and my partner lost more than 6.5438+0 million. It's a little embarrassing to say it!
That's from 20 14 to 20 15. At that time, I was 32 years old, and the wealth accumulated after getting married and starting a business went up in smoke. It never rains but it pours. /kloc-divorced in July of 0/5, and I paid 200,000 yuan in marriage compensation. Although the family was heavily in debt at that time, she deserved the money. Married to me for seven years, certainly not much. But at that time, I could only apply to the court for installment payment, 50 thousand a year, because I really couldn't afford a one-time compensation. After the divorce, life at home became worse. It is conceivable that the situation was difficult at that time. Next, the editor will share how he climbed out of the predicament!
A rural entrepreneur, with a debt of 300 thousand due to business failure, how to get out of the predicament?
There is no shortcut to get out of trouble, but there are only three words in actual combat: fight, endure and support.
If you are under 35 years old, then you are lucky: you still have enough time to break a path and make a comeback!
To tell the truth, in those years of debt-ridden, the uncomfortable feeling of being overwhelmed by debt, I believe that people who are only in debt and unable to repay know that sleeping is a luxury.
Compared with the subject, my situation at that time was really not much better. I don't have a job with a stable income, nor do I have the capital to start a business. I am confused and even a little desperate. This is undoubtedly a fatal blow to an ordinary rural person with nothing and a debt of 700 thousand.
At that time, I had no skills. As a farmer, I can't even plant well. A few years ago, I worked hard in a small enterprise, and my life was ok. I was going to buy a suite after business cooperation. Hehe, as a result, I miscalculated.
When I am desperate, I have to take care of dozens of acres of land at home. I worked hard for four years after returning to the field. I can't remember how much I suffered and how much I was tired. In recent years, I think 24 hours a day is not enough, and 365 days a year is too short.
Take care of dozens of acres of land and sell labor to the construction site to earn living expenses, and you can't be idle for a day. In this way, four years have passed quietly, and I have already become a madman in the eyes of others, because only a madman can be so crazy and desperate.
Eat three times more than others, but don't complain about life, because complaining is the most useless negative emotion in trouble. If you don't want your life to end in an unsightly way, you can only take it as it is, roll with the punches and fight without reservation!
Perhaps, after I was stunned by fate, I was moved by my own efforts and gave me some rewards. In more than five years, I paid back more than 680,000 yuan in compensation. Although it still owes more than 300 thousand, it cost more than 500 thousand to build a new house at home. I remarried, too. My daughter-in-law is ten years younger than me, my ex-wife's child is 12 years old, and so is my present child.
When people are forced into trouble, they are either stuck and decadent all their lives or desperate.
In fact, when a person is down and out, it is not terrible. The terrible thing is that no one is willing to give you a hand. He is the lucky one in misfortune. When he is desperate, he always helps himself. Otherwise, an ordinary person without background and platform can easily climb out of the trough!
You are so poor that you are only in debt, so let it be! Don't push yourself, all hope is always hope. Please remember that life will treat everyone who really works hard, and everyone will respect everyone who really works hard.
There is no shortcut to get out of the predicament, only three words: fight, endure and support, and the rest will be natural!
I wish you get out of trouble as soon as possible and embark on the peak of your life.
At the end of this article, thank you for reading and commenting. Do you have empathy for the editor's experience?
An unmarried rural baby failed to start a business with a debt of 300 thousand. Judging from your description, the family conditions are average. Some people say that failure is the mother of success, but it is easy to stand and talk, because you don't have the capital to let you fail again.
Not suitable for investment for the time being
Not to mention that 300,000 is not a small sum in rural areas or even cities. The current situation is not suitable for investing in liabilities, and life is short. If you lose again, when can you make a comeback?
Start small.
So you should start small, be down-to-earth, do things step by step, be practical, don't aim too high, accumulate wealth, enrich your life experience, and pave the way for future development. Now, it's time to normalize your life.
Work for others first
Investment emphasizes time, place and people. If these conditions are not mature, go to work for others. Combine your own conditions, such as learning a technology, joining other people's teams, doing small business and so on. As long as you work hard, you can slowly get out of the predicament.
Pay attention to Tsinghua's emotional and emotional life.
You are welcome to leave a message in the comment area and listen to your own opinions.
Don't be afraid of failure. Failure is the mother of success. Make unremitting efforts, find out the reasons for failure, readjust yourself, and choose your favorite industry and occupation. Don't take big steps, move forward step by step, hope is ahead. For an entrepreneur, if there is no failure, then why succeed?
The title of "rural baby" is to label yourself as a bear. Born and raised in rural areas, rural children want to change their destiny through struggle. You just have to go the right way, and failure is nothing. Who hasn't stumbled several times in life, has insufficient entrepreneurial experience, and doesn't know how to make money in various industries, and can pay off debts by working. As long as you have an indomitable heart, you can make a comeback and start all over again. You can't let this failure get you down. There is no hurdle in life. You don't have the qualities of a city. You should be able to see your strengths and carry them forward. Now the state allows you to set up stalls, sell all kinds of special snacks without booth fees, and sell agricultural and sideline products at home. God won't close one door, but he will open another. As long as you can bear hardships and work hard, there is no money you can't earn. You are still young. Youth is capital.
Hello.
There are no shortcuts in life. The only way is to work hard, work hard, accumulate step by step, change yourself slowly and improve your ability slowly.
That's why he said, "it's better to travel far and climb high." If you want to go far, you must go from near to far step by step. If you want to climb a mountain, you must climb from a low place to a high place.
To strive, we must enrich ourselves and constantly learn new knowledge. There is a good saying: "To start a business, you should either form your own team or join the team yourself.
It is difficult to start a business now. According to the survey, at present, 85% of young people in China are in debt, and after 80.90.00, they are in debt, either overdrawing, advancing, lending or starting a business. Starting a business is not a good idea.
Carnegie said: "Behind a person's success, there is a more successful person, a successful person, 15% depends on professional knowledge, and 85% depends on contacts.
Don't listen to other people's bluff. Opportunities can only give you opportunities, and contacts can only help you. But to seize opportunities and contacts, you need real skills, and you need to constantly hone and improve your skills.
How can you succeed if you can't get in touch with such connections? High-level contacts, government contacts, corporate contacts, smart contacts, ordinary contacts, etc. If you want to get in touch with high-level contacts, then your ability must be similar to or even better than theirs.
Do you know the working emperor? Yang, Tang Jun, Huo Jianning and so on. Their annual salary of tens of millions is a foil to their legend. Among the listed central enterprises, there are also a group of special "working emperors". Many of them come from ordinary employees step by step, with super perseverance, super courage, super accurate vision and super broad vision.
Although my friends are not as good as them, they are only a few thousand yuan a month at the beginning. Now it's about 20 thousand a month, and it's still developing upwards It is estimated that he has more than 20 thousand a month. He retaken his diploma, learned all kinds of knowledge, read all kinds of books and made up all kinds of professional knowledge.
Is it difficult? It's difficult, boring and boring, and he doesn't know whether it's useful to read so many books and learn so much knowledge. His boss just asked him to go home to learn relevant knowledge and prepare to be the general manager. It may not be him, but he still went back to read a lot of books and learned a lot of knowledge. As a result, he waited a long time to become the general manager, and he planned to resign and go home by himself.
No one else will go at all, just kidding. Don't believe it. If you really became a manager, you would have become a manager. As a result, you personally gave up the position of manager to someone else, and you will never be a manager in your life.
Hello, actually, I don't think it's a big deal to install 300 thousand now It's normal for starting a business. 1993 My parents can't help us with my load of 200,000, so I have to rely on myself. The harder we work, the luckier we are!