The loan amount of the provident fund is closely related to the balance of the provident fund account, the time of deposit, the value of the purchased property and other factors. If you want to borrow 400 thousand, you need to consider the balance of the provident fund account. The loan amount of the provident fund cannot be higher than 10~20 times of the balance of the provident fund account at the time of application, and the specific multiple depends on the type of house purchase. Buy a new house up to 20 times, buy a second-hand house 10 times.
If you want to borrow 400,000 yuan, the balance of the provident fund account needs at least 20,000 yuan to buy a new house and at least 40,000 yuan to buy a second-hand house. The actual loan amount needs to be calculated by comprehensive factors such as deposit time and property value.