As long as the ID card expires one day, you can't get a loan. Because the expired ID card has lost the ability to prove personal information and cannot effectively prove the accuracy and authenticity of the applicant's information, the lending institution refuses to use the expired ID card for risk reasons.

3. Therefore, when the ID card of the loan expires, we can only go to the police station where the account is located to reissue the ID card, but now friends from other places can apply for the ID card locally, which is very convenient.