First, the student loan conditions
1, China nationality.
2, honest and trustworthy, law-abiding.
3. In accordance with the relevant provisions of the state, freshmen or college students who are officially admitted to full-time ordinary colleges, higher vocational schools and junior colleges that are approved to set up higher education have obtained a true, legal and effective admission notice.
4. Students' pre-school household registration and their parents' (or other legal guardians') household registration are in this city, county (city, district).
The family is in financial difficulties, and the income they can get is not enough to pay for the basic expenses needed to complete their studies at school.
Two. * * * Same as the borrower.
* * * The borrower is mainly the borrower's parents (or legal guardians). If the borrower is an orphan and cannot appoint a guardian, it can be a natural person, including a close relative, who voluntarily shares the repayment responsibility with the borrower, has full capacity for civil conduct, is under 60 years of age, has no bad credit record and has a local household registration.
Extended data:
First, the student loan application materials
1. The borrower and the original and photocopy of the borrower's household registration book.
2. The original and photocopy of the borrower and the borrower's identity card (or valid identity certificate).
3. Proof of student status, with the university's admission notice and its copy, with the student ID card issued by the university where the student borrows the student's credit loan.
Second, the loan repayment period
1. The term of credit student loans for local students shall be determined in principle according to the full-time undergraduate academic system plus 14 years, and the longest term shall not exceed 14 years. For those who have studied for more than 4 years or continue to study for a postgraduate degree or a second bachelor's degree, the repayment period after graduation will be shortened accordingly.
Two years after graduation is a grace period. After the grace period ends, the students and their parents (or other legal guardians) will repay the loan principal and interest in installments according to the loan contract?
Baidu encyclopedia-student loan
Baidu Encyclopedia-Student Source Student Loan