1. Whether you can get the enterprise annuity when you retire depends on the contract signed by the unit. Generally speaking, the part paid by individuals and the investment income generated can be obtained, and the unit part may be linked to the length of service and professional title and given to employees in proportion. Of course, this ratio may also be 100%.

2. The areas in which enterprise annuities participate in investment are clearly stipulated in the documents of the Ministry of Labor and Social Security, and the investment ratio of stocks and funds is strictly limited. Moreover, enterprises participating in enterprise annuities include banks, insurance companies and investment companies. Therefore, investment is supervised by the Ministry of Labor and Social Welfare, China Banking Regulatory Commission and China Securities Regulatory Bureau.

3. An enterprise that can apply for enterprise annuity must have paid the basic old-age insurance for its employees and it is profitable, so it is still related to the development of the enterprise. But the investment fields are funds, stocks, bills and so on. , also can't say that employees are shareholders of their own units. .

4. Enterprise annuity should not be applied by itself. When the company decides to purchase enterprise annuities for its employees, it shall convene a workers' congress. However, the enterprise annuity is definitely the welfare that the enterprise gives its employees.