White-collar workers can apply for unsecured banks or apply for unsecured banks online. The application process for unsecured banks is as follows: (1) 1. Chinese mainland residents; (2) Having a stable address and place of work or business; (3) A stable source of income; (4) Fourth, there is no bad credit record, and the loan cannot be used for stock trading.
2. What are the personal revolving loans of China Bank's online banking and mobile banking?
Online banking personal revolving loan is an extension of secured (pledged) personal revolving loan and unsecured (pledged) personal revolving loan in electronic banking channel. After the borrower obtains the online banking personal revolving loan line, it can be used for self-service payment and repayment. After approval, our bank will divide the personal revolving loan amount of online banking for borrowers and open a special account for online banking loans. Borrowers can borrow and recycle. Tips: 1. Customers must first apply for the personal online banking wealth management version or VIP version of our bank (personal revolving loan cannot be handled when inquiring about online banking) and apply for signing a contract at the branch counter before using it. 2. The collection account is the account set when you apply for payment in online banking. After the loan application is successful, the system will release the loan to this account in real time, which can be a debit card or a current account associated with online banking. If the personal revolving loan of online banking has not been repaid, the online banking can be closed or cancelled, but the current principal and interest must be fully deposited into the designated repayment account before each repayment date. You can apply for prepayment through online banking. Repayment in advance, except for normal interest, does not charge additional loss compensation. I suggest you keep online banking. The above contents are for your reference. Please refer to the actual business regulations. If you have any questions, please contact online customer service of Bank of China. You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
3. What does China Bank mean by personal mortgage revolving loan?
Revolving loan for personal mortgage (pledge) is a financing convenience product provided by the bank for individual customers according to the mortgage (pledge) recognized by the bank. The borrower can recycle the loan within the amount approved by our bank. The maximum loan amount is 20 million, and the longest loan period is 10 year. Can I get a second loan?
impossible
why
Recovery is not a second loan.
Oh, I think I can get another loan.
You can't.
4. What is the meaning of personal mortgage revolving loan of China Bank?
Personal mortgage revolving loan is a convenient financing product provided by the bank for individual customers by using the collateral provided by the bank according to their credit status. The borrower can recycle the loan within the amount approved by the bank. The maximum loan amount is 20 million, and the longest loan period is 10 year.