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My property has been rented, can I still get a mortgage from the bank?
1. After my property is rented, can I apply for a mortgage loan from the bank?

What city are you in? As long as the formalities are complete, you can handle it.

Second, about the mortgage loan of the leased property! !

My bank has a similar tripartite agreement. Personally, I have the following views:

Lease is a legal priority, and whether the tripartite agreement supports it is obviously unfair, and the lessee is uncertain.

For the risks existing in leasing, personally, it is mainly to verify the authenticity of the leasing agreement, and both parties can be required to sign relevant opinions on the copy of the leasing agreement. At the same time, pay attention to risks such as lease term and rent payment method. Leasing is not too risky to dispose of collateral. Pay attention to how the original lease agreement stipulates the lessee's decoration investment when the lease expires. If it is borne by the lessor, it is best for both parties to determine the corresponding value and exclude it when calculating the mortgage rate.

Can I apply for a mortgage loan from the bank after my property is rented?

I. Silver

1. 1

Real estate. Can produce bank mortgage loans, such as personal housing, family housing, real estate factories, shops and so on. Mortgage loans with real estate generally need to be evaluated first. After the evaluation, you can

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4. Can the original landlord rent a house after buying a second-hand house mortgage?

The house can still be rented after mortgage, but it must meet the following conditions:

1. If the house is mortgaged first and then leased, the landlord is obliged to truthfully inform the lessee of the fact that the leased house has been mortgaged.

2. The lease of the house precedes the mortgage, and the mortgage does not violate the lease. That is, the mortgagee claims that the validity of the lease contract will not be affected when the house is mortgaged, and the lessee has the right to continue to lease the house.

Legal basis:

According to Article 405 of the Civil Law of People's Republic of China (PRC), if the mortgaged property has been leased or transferred before the establishment of the mortgage, the original lease relationship will not be affected by the mortgage.