20 18, many commercial banks increased the promotion of online lending platforms. The influence of ICBC's gold flash loan is growing, attracting more and more attention. These days, someone came to ask: do you need an ICBC co-branded card to borrow gold flash payment? I want to tell you what I know here, hoping to help you. Judging from the situation reflected by the market, it is necessary to have an ICBC co-branded card to handle ICBC's gold flash loan. To apply for ICBC's gold flash loan, you need to have a local joint provident fund card (peony card), such as the Beijing Housing Provident Fund joint card. In addition to having an ICBC co-branded card, the applicant also needs to meet other application conditions. The basic requirements are as follows: 1, 18 years old or above, with good personal credit and ICBC mobile banking; 2. The housing accumulation fund is paid normally, and the payment time is greater than or equal to 12 months; 3. Cities that have opened ICBC's gold flash loans include Zhengzhou, Luzhou, Deyang, Tangshan, Cangzhou, Duyun, Nanjing, Suzhou, Yangzhou, Changzhou, Lanzhou, Weifang, Zaozhuang, Rizhao, Anshun, Beijing, Chongqing, Xiamen, Qingdao, Taizhou, Shaoxing, Jiaxing, Bazhong, Chengdu, Mianyang, Dezhou and Weihai. These are the basic conditions for applying for ICBC's gold flash loan. Conditional friends can use their own ICBC mobile APP to calculate the online quota and see if they can get the quota. To sum up, ICBC Gold Flash Loan can only be applied if it has an ICBC co-branded card, and friends who don't have a card need to apply for one. Otherwise, everyone can't apply for ICBC gold flash loan.