The interest rate of 202 1 of the provident fund loan in Xiamen urban area is 3.25 times of the benchmark interest rate, that is, 4.875%; The interest rate within 90 days is 0.00 times of 65438+ benchmark interest rate, that is, 3.25%; The actual interest rate is subject to the requirements of the lending institution at that time.

30-year loan interest rate for the first suite in Xiamen

The 30-year loan interest rate for the first suite in Xiamen is 4.4%. According to the relevant inquiry, the interest rate of the first home loan is 4.4% and 4.3% plus 10bp after Xiamen LPR is reduced, and the mortgage is 30 years, with equal principal and interest, and the bank will add the same amount.

Xiamen provident fund loan interest rate

Xiamen provident fund loan interest rate:

The benchmark interest rate of housing loans for less than five years is 2.75%, and that for five years and above is 3.25%. The benchmark interest rate of the second home loan for five years and below is 3.03%, and the benchmark interest rate for five years and above is 3.58%.

The bank interest rate will vary according to the time and place of acceptance and the credit status of the applicant. The above data are for reference only.

Provident fund loan amount = [(borrower's housing provident fund deposit base × 12×35%× loan period) borrower's housing provident fund account balance ]× liquidity adjustment coefficient. The liquidity adjustment coefficient is1.2; 75% to 95%,1; 0.8 when it is higher than 95% and lower than 100%; 0.6 when it is higher than 100%. When employees apply for housing provident fund loans, the maximum loan for single employees is 500,000 yuan, and the maximum loan for dual employees is 6,543,800 yuan.

This concludes the introduction of Xiamen loan interest rate and Xiamen loan interest rate calculator. I wonder if you found the information you need from it?