Not very reliable. After paying the membership fee, there is no limit of 300, and you can't get 300 directly. Then you click in and say that the number of retries has passed, the customer service has been gone, the money is in the hole, the card can't be unlocked, and the account can't be cancelled.
The loan must be mortgaged with the vehicle registration certificate.
And submit the following documents, purchase contract, agreement or other documents to the bank. The borrower shall hand over the title certificate, insurance policy or securities of the mortgaged property to the bank for safekeeping. Mortgage loan process
One: What is a loan?
Loan is a kind of credit activity that banks or other financial institutions lend monetary funds at a certain interest rate and must repay them. Loans in a broad sense refer to loans, interest subsidies, overdrafts and other borrowing funds. Through loans and monetary funds, banks can meet the social demand for supplementary funds, expand reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.
Second: the principle of loan.
The "three principles" refer to safety, liquidity and efficiency, and are the basic principles of commercial banks' loan operation. Article 4 of People's Republic of China (PRC) Commercial Bank Law stipulates: "Commercial banks should follow the principles of safety, liquidity and effectiveness. Operating principles, self-management, at your own risk, self-financing, self-discipline. "
1, loan security is the primary problem faced by commercial banks;
2. Liquidity refers to the ability to recover the loan according to the predetermined period or realize it quickly without loss of land, so as to meet the needs of customers to withdraw deposits at any time;
3. Efficiency is the basis of sustainable operation of banks.
For example, issuing long-term loans, the interest rate is higher than short-term loans, and the income is good. However, if the loan term is longer, the risk will increase, the safety will decrease and the liquidity will weaken. Therefore, the "three natures" should be harmonious, so that the loan will not go wrong.
1. Bank's loan application to the borrower; The relevant certificate of the ownership of the house or the certificate that I have the right to the house according to law; Review the appraisal report, agreement and related materials of the mortgaged property.
2. The borrower should fill in the Application for Mortgage of Residential House before the loan: the borrower's fixed income certificate issued by the borrower's unit; Other documents or materials required by the lending bank; Housing purchase and construction contract; Credit certificates, appraisal certificates and insurance documents such as the business license and legal person certificate of the loan guarantor; Legal and valid identity certificate of the borrower.