Legal analysis: For people who have temporarily lost their income sources due to the epidemic, financial institutions can flexibly adjust the repayment arrangements of personal credit information such as housing mortgage and credit card, and reasonably postpone the repayment period. Wuhan Branch of China People's Bank requires that if these conditions are met, you can consult the loan bank.

Legal basis: Paragraph 4 of Article 1 of the Notice on Further Strengthening Financial Support for novel coronavirus Epidemic Prevention and Control: Financial institutions can flexibly adjust the repayment arrangements of personal credit such as housing mortgage and credit card for those who are hospitalized or treated in isolation due to COVID-19 virus infection, those who need isolation treatment due to epidemic prevention and control, those who participate in epidemic prevention and control, and those who temporarily lose their income sources due to the epidemic, and reasonably postpone the repayment period.