1. The premium return ratio is high: 1 12% of the premium paid will be returned, no matter whether you live at the expiration date or die unfortunately during the insurance period.

2. Wide range of insurance age: infants discharged after 28 days of birth -55 years old can be insured.

3. Wide coverage of accident protection: the liability covers general accidents, self-driving accidents and public transportation accidents, and also provides compensation for hospitalization allowance for accidental injuries.

4. Powerful function: the insurance policy of this product has the function of loan, and it can make repeated claims, bringing intimate care to consumers.

? disadvantaged

Ping An Hongyun's accompanying old-age security also has some shortcomings, that is, compared with similar products, the security period is relatively short, only 20 years. In addition, although this product has dividends, the income level depends on the company's operating conditions in the previous year, which may be more or less, with great uncertainty.