Fixed assets loans are loans issued by banks to solve the capital needs of fixed assets investment activities of enterprises, which are mainly used for medium and long-term local and foreign currency loans for the construction, purchase and transformation of fixed assets projects and the construction of corresponding supporting facilities. The arrangement of fixed assets loan project and loan plan must be based on the project plan and credit plan approved by the state, and then make a decision after evaluation in accordance with the prescribed procedures and authorization. The management principle of fixed assets loan plan is "unified planning, hierarchical management, reduction of indicators, classified operation, ensuring key points and preferential treatment". Article 17 The lender shall agree with the borrower in the contract on the withdrawal conditions, the payment of loan funds managed and controlled by the lender, and other terms related to the purpose of the loan. The exit conditions should include the requirements that all the capital in the same proportion as the loan has been put in place, and the actual progress of the project matches the investment amount.