1. Assume that the loan interest rate is fixed, regardless of the change of the loan interest rate.
2. Suppose the loan term is one year, that is, 12 months.
3. Assume that the repayment amount is the same every month.
Based on the above assumptions, the calculation method is as follows:
Total loan: 654.38 million yuan.
Monthly repayment amount = 65438+ ten thousand yuan/12 = 8333.33 yuan (two decimal places are reserved).
Extended data:
-In practice, the loan interest rate may be adjusted according to market changes.
-The repayment period can be adjusted according to the loan contract, and it can be long or short.
-In addition to equal monthly repayment, there are other repayment methods to choose from, such as equal interest, paying interest first and then paying interest. The specific repayment method should be determined through consultation with the lending institution.