Legal subjectivity:

When purchasing a house in another place, those who meet the regulations can apply for a loan. The process is: submit a written loan application to the bank and submit relevant information; sign a loan contract and a guarantee contract; sign an entrusted deduction agreement and open an account; issue and use the loan with the consent of the lending bank; the borrower repays according to the loan contract Plan and repayment method to repay the principal and interest of the loan. The law is objective:

"General Rules for Loans"

Article 25

The borrower who needs a loan shall directly apply to the sponsoring bank or the handling agency of other banks. Apply. The borrower should fill in the "Loan Application Form" including the main contents such as the loan amount, purpose of the loan, repayment ability and repayment method, and provide the following information:

1. Basic information of the borrower and guarantor;

2. The financial report of the previous year approved by the financial department or accounting firm, and the financial report of the period before the loan application;

3. The correction of the original unreasonably occupied loans;< /p>

4. Collateral, list of pledged properties, proof of consent of the person with the right to dispose of the mortgage and pledge, and relevant supporting documents of the guarantor’s intention to agree to guarantee;

5. Project proposal and feasibility report;

6. Other relevant information that the lender deems necessary.