Second mortgage, that is, if you meet the loan conditions, you can apply for housing.

Conditions for mortgage of the house twice:

1. The houses used for secondary mortgage should be high-quality houses and commercial houses with great market development potential;

2. The house used for personal housing in the second mortgage must be an existing house;

3. The house is a first-hand house purchased by a bank mortgage loan;

4. The house has been registered as mortgage, and the bank is the mortgagee of the house;

5. The house has been insured, and the original policy is managed by the bank;

6. The house has excellent location, convenient transportation, complete facilities and great appreciation potential.

Second, can you get the license in stages?

Of course.

When buying a car, you must first determine the proportion of loans you want. Get ready for the down payment and go to the bank to handle the loan installment business. When finished, pay the down payment in the 4S shop. The 4S shop will give you a voucher and take it to the bank. The bank will transfer the remaining money to the 4S shop account, and the car purchase will be completed. In the later stage, you only need to repay the bank on schedule.

As long as you go through the formalities of buying a car by installment. Take your car purchase invoice, the original owner's ID card and a copy of the vehicle registration certificate (the original should be mortgaged in the bank) and go to the vehicle management office to apply for a license. This is a very simple business, and every window of the vehicle management office can handle it. You can apply for a license up to three times. Each prescription can be processed for 7 days, 15 days, 30 days.

3. Can the installment house be mortgaged?

You can't get a loan until you have paid back the money.

4. Can the installment house be mortgaged?

A mortgaged house can be mortgaged. There are generally two ways: 1, through bank loans. Usually, it is necessary to repay the loan in advance, and then mortgage it in other banks after paying off the remaining loan of this property. However, in some banks, mortgage houses can be directly mortgaged. Banks have different requirements for the second loan of mortgage houses. I suggest you consult your local bank outlets in detail. 2. Loans through guarantee companies. There is no need to prepay, but the loan amount generally cannot exceed the residual value of the mortgaged property. Mortgage loan: Mortgage loan refers to a loan method in which borrowers legally use their own property ownership as collateral to obtain loans from institutions or individuals. The object of mortgage is valuable and easy to realize. Such as cars, houses, shops, equity, gold and so on. Real estate. Bank mortgage loans can first be used to mortgage real estate, such as individual housing, family housing, real estate factories, shops and so on. Mortgage loans with real estate generally need to be evaluated first, and after evaluation, the loan can reach 70% to 80% of the evaluation price. 1. Do you want to check the credit information for mortgage loans? Under normal circumstances, mortgage loan refers to bank loan, and applying for a loan in a bank often pays more attention to the applicant's credit information. If the user's credit information does not meet the requirements, even if the mortgage is provided, the loan application will not pass. Collateral is only a kind of guarantee, and credit information is a record of user credit. 2. How many years can the mortgage loan last? The life of mortgage is related to collateral. Under normal circumstances: ① the loan period of real estate mortgage loan is relatively long, generally around 1-20 years, and you can apply for a real estate mortgage loan of up to 30 years; ② The service life of automobile mortgage is short, generally around 1-3 years, and the time for handling automobile mortgage is different for different financial institutions. ③ The loan term of some financial assets mortgage loans is short, such as national debt mortgage loans, and the longest loan term is 1 year or less than the maturity date of national debt. 3. How long can the mortgage loan be released? The time of mortgage loan is related to the type of mortgage loan, the flow speed of bank funds and the amount of loan, which cannot be generalized. Usually, the lending time of bank mortgage loans is about 3 days after approval, and car mortgage loans will be released on the day of approval. Users can check the specific loan progress through online banking, mobile banking, bank customer service hotline, bank business outlets counters, etc. 4. Can the mortgaged property be transferred? It depends on the bank. Mortgaged real estate is generally not transferable, but both parties can consult the bank. If the bank agrees, both parties can go through the relevant formalities with the materials. If the bank doesn't agree, it won't work. You must repay the loan and cancel the mortgage before you can transfer the ownership.