If you apply for online loans too many times, you will spend a lot of money. These records exist in a large number of your 1 year, and will be deleted when they expire. But now big data is updated every month. As long as you get rid of the bad habit of applying for a loan, cover the untrustworthy behavior with a new good payment record, and raise 2-3 months of big data, you can slowly recover. However, before reviewing the loan, it is best to find it on WeChat: get the data early, get the credit report of the online loan, and check the following big data.

What will happen if you apply for online loans more frequently?

Frequently apply for online loans, and the collection will be frequently inquired. In the eyes of finance, families often borrow money from high-risk customers. The more so, the fewer people dare to lend you money. The query column of the credit report is updated every day. If you inquire today, it will definitely appear in the credit report tomorrow. The update of credit inquiry is very fast. Today, XX Bank checked your credit information, and there will be a record of this inquiry in your credit information tomorrow. So if several different banks inquire about your credit report on the same day, they don't know each other, but if one of them inquires every other day because of efficiency, you will find that several banks inquired about your credit report yesterday. Therefore, the more frequent online loans, the lower the probability of application.

How long can online loan records be eliminated?

Its elimination time needs to be handled in a specific way. If you want to inquire about the online loan application, you still need to find the online loan database.

Many people mistakenly believe that too many online loan application records will lead to the failure of online loan application. In fact, it is the online loan black index score, not the online loan application record, that usually affects the user's online loan approval. The sub-standard of Cyberblack Index is 0- 100. The higher the score, the better the credit. When the score is lower than 40, it belongs to the blacklist of online loans. Once it becomes a blacklist of online loans, it will affect the approval of online loans and car loans, and it will also affect the amount of flowers and loans, and even lead to the closure of flowers and loans. Therefore, to apply for online loans for a long time, you must check your online black index score to prevent you from becoming a blacklist of online loans without knowing it. Just open WeChat search: 35 data. Click "Query" and enter information to query your own 100-bank credit data, which come from more than 2,000 online lending platforms and UnionPay centers across the country. Users can query their big data and credit status, obtain various indicators, and query their personal credit status, online black index score, blacklist, online loan application record, application platform type, overdue amount, credit card and online loan credit estimated amount and other important data information. Compared with the central bank's personal credit report, the atmosphere of personal credit record is more extensive, and the publishing institutions are more diverse. For example, "Three Five Data" and "Sesame Credit Score" are all part of personal credit record. Generally speaking, it is more similar to the online big data credit report, which is a useful supplement to the traditional personal credit report. At present, the country is building an all-round "credit network" without dead ends. Connecting the society and sharing information, whether it is a credit report or a personal credit record, are important components. Protect your credit. Credit is the greatest asset and wealth for everyone.