The conditions for purchasing a house in Shimao Bund New Town with provident fund loans include: 1. The borrower must have an account in the city where Shimao Bund New Town is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement for the purchase of self-occupied housing in Shimao Bund New Town, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged for the purchase of Shimao Bund New Town loan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The transaction tax of new houses in Shimao Bund New Town includes deed tax, maintenance fund and property management fee. Deed tax of Shimao Bund New Town: the deed tax to be paid for the purchase of new houses is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the ordinary commercial houses are halved, that is, 1.5-2.5%. Shimao Bund New City Maintenance Fund: it is charged according to the construction area multiplied by a certain amount. Property management fee of Shimao Bund New Town: paid after delivery, and the specific grade rate shall be implemented according to the regulations of the local price department.

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