First; That is, the overdue time must exceed one year. Everyone knows that both online loans and credit cards will enter the collection process after a certain period of overdue.

The platform or bank will issue collection task indicators to the collection company. If the collection company finds that it has not completed the indicators within a limited time, it will engage in some preferential activities.

For example, only the principal is repaid, or the penalty interest and some other expenses are greatly reduced to achieve the payment target.

Second; It is the collection staff of the collection company. In order to complete the personal collection performance, certain preferential policies may be given.

This preferential policy may be applicable to the company, or it may be to post your own commission or not to post commission in order to achieve the payment target.

Third; In other words, the accounts will be settled at the end of the year. As we all know, all walks of life will have various preferential activities at the end of the year, hoping to collect foreign accounts.