The benchmark interest rate of all kinds of loans of Jining Bank for more than five years is 4.9%, so the 20-year loan interest rate is also 4.9%. The loan interest rate of individual housing provident fund for more than five years is 3.25%, and that of 20-year housing provident fund is 3.25%.

Expansion: Jining Bank, the former commercial bank of Jining City, was established with the approval of China Banking Regulatory Commission on February 65438+3 1 2005. It was established in June 2006 and opened on August 26, 2006. It is the only local joint-stock commercial bank in Jining. By the end of 20 13 and 10, Jining Bank * * had set up 35 branches, including 18 departments,/kloc-0 business departments and 3/kloc-0 local branches, and 4 branches in different places (Heze Branch, Zaozhuang Branch and Zaozhuang Branch).