Poly Small Loan was reviewed and approved by the 4th Board of Directors of Poly Real Estate at the16th meeting.
What we need to know is that Poly Small Loan received a credit report at the meeting, so we must be cautious when lending, and we must not have overdue behavior.
Information required for applying for Poly Small Loan:
Personal ID card between 22 and 50 years old.
Personal Credit Report (PBC Detailed Edition)
Provide the real estate license or purchase contract of Poly Real Estate+purchase invoice (online signing for more than half a year)
Poly Small Loan is the product of Poly Real Estate, the leader of central enterprises. Committed to providing rich financial services for owners, it is a characteristic business model of "real estate+finance+Internet". The services of Poly Small Loan include, but are not limited to: First, providing customers of Poly Real Estate with comprehensive consumer loans such as decoration and parking spaces, and deeply tapping the capital needs of owners; The second is to provide real estate mortgage loans to owners who have real estate licenses, stable and reliable sources of repayment or a certain asset scale to meet the large capital needs of customers. At present, the maximum loan for this project is 5 million yuan, the loan term is 3/6/ 12/24, and the monthly interest rate is as low as 0.8 1%. Brothers in need can apply for a try.
Poly small loan belongs to the type of network small loan. Compared with traditional small loan companies, the online small loan license is not limited by the scope of registration, and can realize cross-regional operation with the advantages of Internet platform, industrial chain and big data, rapidly expand the market, effectively reduce the cost of obtaining customers and increase new profit margins.
It is reported that a number of listed companies participated in the establishment of online small loan companies at that time, such as Internet giants such as Ali, JD.COM and Suning, including real estate enterprises such as Evergrande, China Resources Land, Poly, Shimao, Times, Xiexin, Yuexiu, Hai Yin, Jianfa, Guangyu Group, Fosun and South China City.
For housing enterprises, this is the excavation of new profit growth points, and it can also provide microfinance services for related scenarios through the upstream and downstream of the industrial chain, enhance the viscosity between the company and upstream and downstream enterprises, including property buyers, and reserve more customer sources.
For example, Poly Small Loan mentioned that the company's business scope includes but is not limited to the following aspects: First, it provides consumer loans such as decoration loans and car loans for community owners, and deeply explores the capital needs in the community; The second is to provide business loans to upstream and downstream enterprises of Poly Real Estate for long-term cooperation.