With the continuous development of Internet finance in China, many online lending platforms have emerged in the market, each with its own characteristics, including consumer loans, cash loans, credit card loans and so on.
Province is a product that provides help and repayment services for credit card users. Users who don't understand the province will inevitably have a lot of doubts about this product. So is the deposit and loan true? Save it. Will you take credit at the meeting?
Save it. It's a credit product launched by Samoyed. The biggest function of this product is to provide help and repayment services for credit card users.
Because there are more users who use credit cards now, there are also many cases where they can't pay off all their debts within the specified time because of excessive consumption. At this time, in order to avoid overdue, cardholders can ask for help to return their credit cards.
By saving money to help pay back the credit card, users actually apply for a loan from the province. The province will directly distribute the loan funds to the borrower's credit card account for repayment, and then the borrower will repay the province on time.
At present, the province has also launched the service of borrowing cash, but at present, the product is not open to all users, and only some high-quality users can see the function of borrowing cash.
At present, * * * uses credit card installment quota and cash loan quota, and the total loan amount of users cannot exceed the upper limit of credit loan quota.
When a user applies for a loan in the province, the platform will ask the borrower for authorization to inquire about credit information, indicating that the province will inquire about the user's credit information.
According to the official introduction, employers in the province include licensed financial institutions such as Baoshang Bank, Jilin Bank, Harbin Bank, baixin bank Bank and Suzhou Bank. As long as you get a loan from the bank, you will receive a credit report at the meeting.
If the user is overdue in the province, the platform will collect the borrower and calculate the penalty interest on a daily basis. The overdue behavior of users will be uploaded to the central bank's credit information system, leaving a stain on the borrower's personal credit information report.
If the credit is not good, it will affect a series of activities such as buying a house and doing a card. Therefore, I suggest that you make a good repayment record after saving the loan.