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Which is the credit card, JD.COM Gold Bar, or Bank of Communications, Huimin Loan and China Construction Bank?
According to the repayment date, see which repayment date comes first.

These need to be paid off in time, otherwise your credit will be affected and cannot be overdue. After that, you will be a blacklisted customer of various banks. In the future, if you buy a house and a car, you can't get a loan. Flying, flying, high-speed rail and train may be trouble.