1. How long will the overdue car loan last, as the case may be:

(1) After the car loan is overdue, there is an agreement on the overdue trailer in the car loan contract, and the formal lending institution will implement it according to the agreement. If it is overdue for more than 7 days, the vehicle may be towed away by the lending institution;

(2) As long as the user is overdue, informal lending institutions can tow away the user's vehicle at any time.

2. Legal basis: Article 118th of the Civil Code of People's Republic of China (PRC).

Civil subjects enjoy creditor's rights according to law.

Creditor's right is the right of obligee to request a specific debtor to perform or not to perform an act based on contract, tort, negotiorum gestio, unjust enrichment and other provisions of the law.

Article 675

The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.

Second, what is the process of prosecuting loan disputes?

The loan dispute prosecution process is as follows:

1, write an indictment;

2. Take the evidence and the indictment to the court to file a case and pay the legal fees;

3. The court will hold a hearing after examining and confirming the acceptance;

4. Court decision;

5. Execute the judgment.