What is the mortgage interest rate in Wuhan?
The mortgage interest rate in Wuhan is generally not lower than the standard interest rate of 1. 1 times, and the standard interest rate is 1. Standard interest rate of commercial service loans in Wuhan. (1) The loan is for six months, and the interest rate is 4.35%. (2) Loan for one year with an interest rate of 4.35%. (3) The loan term is one to three years and the interest rate is 4.75%. (4) The loan term is three to five years and the interest rate is 4.75%. (5) If the loan term exceeds five years, the interest rate is 4.90%. 2. Wuhan provident fund loan interest rate. (1) Within five years of loan, the interest rate is 2.75%. (2) If the loan term exceeds 5 years, the interest rate is 3.25%.
What are the requirements for Wuhan mortgage loan?
There are two ways to get loans: the first is to buy public housing that can be sold according to regulations and need housing loans; Second, the purchase of second-hand houses with property rights requires housing loans. Who meets the application conditions for second-hand housing loans? Domestic: 1, permanent residence in this city. 2. Foreigners who live and work in this city need to provide temporary residence permits. Overseas people: 1. Overseas personnel living and working in this city need to provide temporary residence permits and employment certificates. 2. Overseas people living and working abroad can also apply for loans from banks if they have notarized certificates certified by lawyers and embassies and consulates.
What information does Wuhan mortgage loan need to prepare to buy a house?
1. The ID card and household registration book of the applicant and spouse, and the description of marriage relationship shall be provided. 2. Property ownership certificate 1 copy, indicating whether it is a commercial house or an anjufang. 3. Two valid real estate sales contracts. 4. Original and photocopy of advance payment receipt for 30% or more of the house price 1 copy. 5. 1 application form for personal housing commercial loan. 6. Proof of the applicant's family income and related assets, etc. If the relevant assets belong to the applicant's family members, the repayment commitment letter agreed by the relevant family members shall be attached 1 copy. 7. 1 The deposit certificate or passbook of housing savings that has been deposited for a certain period of time shall be provided when applying for the commercial loan of individual housing savings.