Who are the people who don't ride in automobile mortgage, Fushun? Mainly individual enterprises, especially those engaged in engineering. These days, there are too many triangular debts for engineering, and many small bosses are short of money. They like to borrow money from our financial company for business turnover. Backward thinking 1: Redefining auto finance The email also mentioned that in 218, Didi will be deeply cultivated, and will invest in AI capacity building and innovation of smart transportation solutions, and actively promote changes in the global transportation and auto industries through diversified overseas. Leaping from "Advanced Manufacturing" to "High-end Intelligent Manufacturing" Note: This article is excerpted from the demonstration meeting of the 34th quarterly macro-policy report of Financial Forty (CF4), and the writer of the quarterly report is researcher CF4. The quarterly report pointed out that as the economy passed the peak of industrialization, the demand of residents, enterprises and departments for financial services has undergone major changes, but the supply of financial services has not kept up, and the mismatch between supply and demand of financial services is widespread. The main road of financial services matching supply and demand is blocked, and the entity sector and finance detour to new demand changes, which has become a hotbed of various financial chaos. Financial supply-side reform can not only better serve the real economy, but also play a radical role in curbing the risks brought by financial bypass. Up to now, it has become a global automobile production and sales country, but the automobile financial penetration rate is hovering around 35%, which is far from overseas markets. Relevant data show that the penetration rate of auto finance in the United States has reached 9%, and the penetration rate of India and Brazil has also reached 5%~6%. Experts in the industry pointed out that there are two key factors that cause the low penetration rate of auto finance. First, consumers' awareness of auto finance is on the rise; Second, the supply problem has always been difficult to solve. Consumers in first-and second-tier cities often don't need cars, but consumers in fourth-and fifth-tier cities have what they want, which is inextricably linked with China's financial system. When a series of problems are solved perfectly, it will become a global auto finance market. Just recently, our reporter visited the headquarters of Youpin Car and had a face-to-face exchange with Li Jia, founder and CEO of Youpin Car. Li Jia has a rich market for more than 2 years. From 29 to 213, he served as the vice president of automobile finance of SAIC-GM. He is not only proficient in the operation of the automobile finance industry, but also has in-depth research on the development trend of the entire automobile finance market. By listening to his analysis of the field of auto finance, our reporter can understand the whole picture of the domestic auto finance market in the great era, and also have a strong influence on the development status and future strategy of premium cars. "One hit, we are aiming at the sunken auto finance market." Great changes have taken place in all walks of life. After so many years of rapid development, the automobile industry has leapt to the world for eight consecutive years. Many middle-class people in the first, second and third lines have already bought cars, and the market has become saturated, which raises questions-where are the buyers and consumers of cars now?