According to the announcement of the People's Bank of China, the annual interest rate of individual housing provident fund deposits and individual provident fund deposits is 1.5%, and the annual interest of 1, yuan provident fund is 15 yuan, the monthly interest is 12 yuan 5 yuan, and the daily interest is .42 yuan. Provident fund mainly refers to housing provident fund, which is a housing security system, a form of monetization of housing distribution, and sometimes also refers to company provident fund. The housing accumulation fund system is an important social security system for housing stipulated by national laws, which is mandatory, mutually supportive and guaranteed. Units and individual employees must fulfill their obligations to pay housing provident fund according to law. Housing provident fund paid by individual employees and housing provident fund paid by units shall be paid by individual employees.

Employees under any of the following circumstances may withdraw the balance of the housing provident fund account:

1. If they purchase their own houses, they shall provide the purchase contract, agreement or other certificates;

in case of purchasing a self-occupied house, the approval documents or other supporting documents of the administrative departments of construction and land shall be provided;

3. In case of renovation or overhaul of self-occupied houses, the approval documents or other supporting documents of the planning administrative department shall be provided;

in case of retirement, provide retirement certificate;

5. In case of complete loss of labor ability and termination of labor relations with the unit, provide the appraisal certificate of complete loss of labor ability and the certificate of termination of labor relations;

6. If you have not been re-employed for five years after terminating the labor relationship with the unit, provide unemployment certificate;

7. Provide exit and settlement certificates;

8. If the household registration moves out of the administrative area of the province, provide proof of migration;

9. If the principal and interest of the house purchase loan are repaid, the house purchase loan contract shall be provided;

1 If the rent is paid, provide proof of salary income and housing lease contract;

11. Migrant workers terminate their labor relations with their units, and provide household registration certificates and certificates of termination of labor relations.