With the continuous development of real estate, the prices of various houses are rising now, even exceeding the economic affordability of many people. Under this trend, the house with 50-year property rights has become a more popular house in the market. So, can you buy a house with 50 years of property rights? What are the disadvantages of a 50-year house? Let's take a look together.
Can I buy a house with 50-year property rights?
Houses with 50-year property rights can be bought, and houses with real estate license 100% property rights can be traded normally. If the buyer rents it out as investment and wealth management, and gets the rental income from it, then he can buy it completely by selling it at the right time in the future. However, if it is a person who has just graduated from work, it is suggested that it is best to buy a set of commercial housing for a transition, and then change it into ordinary housing when the economic strength is good.
What are the disadvantages of a 50-year house?
1, loan limit
Houses with 50-year property rights are usually not allowed to use provident fund loans. Even if you can apply, you can borrow 50% or 60%, and the interest rate is higher than others 1%.
2. The cost of living is uncertain
The living expenses of the 50-year property right house shall be collected in commercial form. For example, water and electricity charges will be about 1 times more expensive. Although developers are now taking corresponding remedial measures, there is still no formal notice on how to pay the fees.
3. There is no tax preference.
Usually, for the first-time buyers of ordinary residential projects, the deed tax can be halved, only 1.5%. However, there is no follow-up preferential policy for 40 to 50-year-old houses, and a 3% fee is required.
4. The product structure is affected
The orientation and lighting of 50-year-old property houses are less restricted, and the living comfort is not as good as that of ordinary houses.
Article summary: The above is about whether a house with 50-year property rights can be bought and the advantages and disadvantages of a house with 50-year property rights. I hope it will help everyone. For more information, please keep an eye on Qijia. com。
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