Answer the question:
If your debt is overdue and you can't repay it, but you dare not let your family know, the information is not good and you can't get a loan. In this case, you can consider the following solutions:
1. Negotiate with creditors: keep in touch with lending companies or online lending platforms, tell your own difficulties, and ask for deferred repayment or installment payment to relieve the pressure. Some companies may understand this and make reasonable arrangements.
2. With the help of the credit guarantor: If you have relatives or friends with good credit and are willing to help you, you can ask their opinions and ask them to take the loan as your credit guarantor. This will help improve the success rate of loans.
3. Seek professional help: You can consult a professional collection agency or law firm for their advice and help. They may have more experience and solutions and can provide reasonable suggestions.
4. Find other borrowing channels: Although you mentioned that it is impossible to get a loan without good information, you can still try to find other borrowing channels. For example, loan platforms and microfinance companies. Before that, you can check your comprehensive credit score, which will help you succeed in your loan.
5. Strictly control expenditure: When repayment is difficult, strictly control expenditure, try to avoid unnecessary consumption, and ensure that more funds can be used for repayment. Sometimes part of the debt problem can be solved by adjusting lifestyle and reducing waste.
Summary:
If you want to solve the problem of overdue repayment of online loans, first of all, it is recommended to communicate with creditors to seek reasonable arrangements, try to find credit guarantors and improve the success rate of loans. And explore other borrowing channels, or consult professionals to get more choices. At the same time, strict control of expenditure is also an important step. Please remember that when facing difficulties, actively seeking help and adjusting in time can bring you positive changes. I hope these suggestions are helpful to you.
Extended information related to the problem:
-Understand the importance of credit score and credit report, and how to check your comprehensive credit score.
-Learn debt management and financial management skills to avoid getting into debt trouble.
-Consult financial institutions or consultants for more professional solutions.