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Interest on College Students' Entrepreneurship Loans in Zhejiang Province
"If college students want to start a business, they can borrow 654.38+ 10,000 to 500,000. If the operation fails, the government will compensate the loan of less than 654.38 million yuan, and the government will compensate 80% for the loan of more than 654.38 million yuan. "

On February 17, the National Development and Reform Commission held a press conference to introduce the promotion of supporting the high-quality development and construction of the affluent demonstration zone in Zhejiang Province. Chen Zhong, deputy director of the Zhejiang Provincial Department of Human Resources and Social Security, said this when answering media questions, which aroused social concern.

The Red Star Capital Bureau noted that as early as 20 15, Zhejiang Province had already issued the above-mentioned relevant policies. So, does this mean that once you fail to start a business in Zhejiang Province, you don't have to pay it back? On February 17, a staff member surnamed Zhou in charge of employment and entrepreneurship in Jiangshan City, Zhejiang Province told Red Star Capital Bureau, "After government compensation, the bad debts generated by this loan will leave a stain on the financial institutions you borrowed, which also means that your personal reputation will be affected."

If college students fail to start a business,

Loans below 65,438+10,000 yuan are compensated by the government.

On February 17, the National Development and Reform Commission held a press conference to introduce the promotion of supporting the high-quality development and construction of the affluent demonstration zone in Zhejiang Province.

Chen Zhong, deputy director of Zhejiang Provincial Department of Human Resources and Social Security, pointed out at the meeting that employment is the biggest livelihood. College graduates are valuable human resources. Zhejiang Province has always regarded the employment of college graduates as a talent work, and always allocated, introduced, used and reserved them as high-quality resources. This year, the national college graduates 10 million, which is a good opportunity. Zhejiang should seize this opportunity and vigorously introduce college graduates.

Chen Zhong pointed out that in addition to the urban area of Hangzhou, the restrictions on the settlement of graduates with college degree or above will be fully liberalized, and the conditions for settling in Hangzhou are bachelor degree or above. College graduates working in Zhejiang can enjoy living allowances ranging from 200,000 to 400,000 yuan or housing and rental subsidies. College students who want to start a business can borrow 654.38+ 10,000 to 500,000 yuan. If the operation fails, the government will compensate the loans below 654.38+10,000 yuan and the loans above 654.38+10,000 yuan by 80%. College students are engaged in home economics, old-age care and modern agricultural entrepreneurship, and the government gives 65,438+10,000 yuan of entrepreneurship subsidies. College students are employed in these fields, and the government gives employment subsidies of 654.38+10,000 yuan per person every year for three years. College students go to Zhejiang for internships, and there are living allowances everywhere. Graduates with family difficulties will be given a job-seeking and entrepreneurship subsidy of 3,000 yuan per person.

In addition, according to the staff, the policy is actually not a new policy, "20 19 was there when I joined the company". The Red Star Capital Bureau found that as early as 20 15, Zhejiang Province had already issued the above related policies.

The Red Star Capital Bureau noted that on July 2 15, the central government portal published the Opinions of the People's Government of Zhejiang Province on Supporting Mass Entrepreneurship and Promoting Employment with the symbol of "Zhejiang Fazheng [2015] No.21". 20 16,12,65438, Zhejiang human resources and social security bureau also issued the document in official website. It is mentioned in the document that "if the loan is less than 654.38 million yuan and is guaranteed by the venture guarantee fund, personal guarantee is exempted. The loan guaranteed by the venture guarantee fund is deemed as bad, and if the loan is less than 6,543,800 yuan, it will be fully compensated by the venture guarantee fund; If the loan exceeds 654.38 million yuan, the venture guarantee fund will compensate 80%. "