If you apply for personal second-hand housing provident fund loans in China Bank, you can apply for second-hand commercial housing (residence). It needs to be evaluated when handling. The purpose of purchasing second-hand houses for evaluation is to avoid inflated property prices, which is a necessary means to control loan risks. The appraisal fee is paid by the loan applicant to the appraisal company, and the provident fund center does not charge any fees.

Because there are differences in policies and requirements for individual housing provident fund loans in housing provident fund management centers around the country, you need to consult the provident fund loan business outlets in detail or consult the local provident fund management center.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.