Users can apply for micro-consumer loan products under Weizhong Bank Group by binding WeChat payment. The maximum loan amount exceeds 50,000 yuan, which can be used in areas where WeChat payment is allowed. It can be used not only for transactions, but also for WeChat red envelopes, transfers and withdrawals, which can meet the financing needs of most people.

2. WeChat micro-loan

It is also a micro-loan product launched by Weizhong Bank. Wechat micro-loan adopts the invitation system, and now only customers who have received the invitation from the system software can open it. Upon completion, it will receive a credit line of 65.438+10,000 yuan to 200,000 yuan, and the bank loan interest rate will be 0.02%-0.05% per day if the relevant policies allow.

3. Ants borrow it

Now known as "credit loan", it is a cash loan product launched by Alipay Wallet. The application threshold is not very high. Sesame score above 600 points can be applied, and the longest loan period is three months 12. Repayment can be made in advance after installment, or it can be repaid with the loan.

4. Microfinance

JD.COM Platform Group's small cash loan products can be applied by users with good credit information through binding membership cards or bank credit cards, and the maximum withdrawal amount is 200,000 yuan. The settlement time is faster. Generally, the loan will be paid within 5- 15 minutes after submitting the loan application.

5. Gome Easy Card

The micro-loan products launched by Gome Finance can be applied by stages when buying things in mall system, or borrowed in cash. The maximum amount exceeds 200,000 yuan. After one application, the credit line can be reused within the credit line, and the annualized interest rate (simple interest) of the loan is 7.2%-24%.

6. Lightning loan:

Lightning loan is a personal credit loan product launched by China Merchants Bank, mainly for high-end customers of China Merchants Bank. The loan amount is about 1 to 500 thousand, and the daily interest rate is only 0.042%.

7. Ping An Easy Loan:

Ping An Easy Loan is a bank credit product under Ping An Bank Group, which mainly provides help for working-class people and business managers. The loan amount is about 5,000 to 65,438+million, and the monthly interest rate is at least 0.78%.

Can I pay insurance across the city? One of the disadvantages of remote insurance is that the efficiency of subsequent claims is probably not too high. When buying medical insurance, it is best to find a local insurance company with subsidiaries. Because of the high probability of medical insurance claims, it will be relatively convenient to make claims.

For example, the insured has purchased a commercial insurance, and the corresponding insurance company has no service outlets in the insured's residence. Once a claim occurs, the insured must report to the police first, and then mail the claim raw materials to the designated place as required, which will take several days, so the claim efficiency is low.