On July 3rd, 65438, the State Council Press Office held a press conference on financial statistics for the first half of 2002/KLOC-0.
According to new real estate media reports, Ruan, spokesman of the People's Bank of China and director of the investigation and statistics department, announced the work of the central bank and the market situation in the first half of this year.
It is understood that in the first half of this year, the domestic financial aggregate grew moderately and the liquidity was reasonable and abundant; The macro leverage ratio remained basically stable and achieved remarkable results; The comprehensive financing cost of the real economy has declined steadily; Financial support for high-quality development has increased.
At the same time, financial risks in key areas have been effectively prevented. Ruan mentioned that at the end of the first quarter, the circulation scale of shadow banking asset management products, non-standard creditor's rights and funds in the financial system decreased by one fifth, nearly one quarter and nearly one fifth respectively compared with the historical peak. Explore the formation of a risk disposal model for small and medium-sized financial institutions, and achieve phased results in the disposal of high-risk small and medium-sized financial institutions.
During this period, we will further improve the real estate financial regulation mechanism, and build a long-term real estate financial regulation mechanism around stabilizing land prices, housing prices and expectations.
Central Bank: At the end of June, real estate loans increased by 9.5% year-on-year, and the growth rate dropped by 2.2%.
On July 13, Ruan, director of the Survey and Statistics Department of the People's Bank of China, said at the press conference of the State Council Office that from the perspective of the investment structure of medium and long-term investment, the financial support of manufacturing, infrastructure and service industries except real estate is stable, and the credit supply structure is constantly optimized.
The latest data shows that the balance of RMB real estate loans at the end of June was 50.8 trillion yuan, up 9.5% year-on-year, and the growth rate dropped by 2.2 percentage points compared with the end of last year. At the end of June, the balance of RMB real estate loans increased by 2.4 trillion yuan compared with the beginning of the year, accounting for 18.9% of the increase of various loans in the same period, with a year-on-year decrease of 569.9 billion yuan.
Among them, the balance of real estate development loans was 12.4 trillion yuan, up 2.8% year-on-year, and the growth rate dropped by 3.3 percentage points compared with the end of last year, which was 343.3 billion yuan more than the beginning of the year and 40 12 billion yuan less than the same period of last year.
According to reports, at the end of June, the balance of personal housing loans was 36.6 trillion yuan, up by 13% year-on-year, and the growth rate dropped by10.6 percentage points compared with the end of last year, up by 2. 1 trillion yuan compared with the beginning of the year, accounting for 16.7% of all loans in the same period, and decreased by/kloc-year-on-year.
Central Bank: The leverage ratio of the household sector decreased by 0.4 percentage points in the first half of the year.
On July 3rd, 65438, the State Council Press Office held a press conference on financial statistics for the first half of 2002/KLOC-0.
According to new real estate media reports, Ruan, spokesman of the People's Bank of China and director of the survey and statistics department, also said that the national economy continued to pick up steadily in the first half of this year, and the production and living order was steadily restored, which provided a basic guarantee for the stability of the macro leverage ratio.
Among them, the domestic macro leverage ratio was 276.8% in the first quarter of 2002/KLOC-0, down 2.6 percentage points from the end of last year. The leverage ratio of non-financial enterprises, government departments and household departments decreased by 0.9, 65, 438+0.3 and 0.4 percentage points respectively, all of which decreased to varying degrees.
The Shanghai Stock Exchange revised the guidelines for specific types of corporate bonds and added carbon-neutral green corporate bonds.
On July 13, the Shanghai Stock Exchange issued a notice on the preliminary guidance of the Shanghai Stock Exchange's Rules for the Examination and Approval of the Issuance and Listing of Corporate Bonds No.2-Specific Varieties of Corporate Bonds (202 1 Revision).
According to the notice, the Shanghai Stock Exchange revised the "Guidelines for the Application of Shanghai Stock Exchange's Audit Rules for the Issuance and Listing of Corporate Bonds No.2-Specific Varieties of Corporate Bonds" and added relevant arrangements for carbon-neutral green corporate bonds, blue bonds and rural revitalization corporate bonds, which are now published and will come into force as of the date of promulgation.
Green corporate bonds refer to corporate bonds issued publicly or privately by issuers to raise funds to support green industries. The funds raised by green corporate bonds are used for the business development of green industries, and the amount of funds raised for the construction, operation, acquisition or repayment of green project loans of green industry projects (hereinafter referred to as green projects) is not less than 70% of the total funds raised.
The funds raised are mainly used to support green bonds related to marine protection and sustainable utilization of marine resources projects. The issuer may add the "blue bond" logo to the full name of the green bond at the declaration or issuance stage.
Rural revitalization corporate bonds refer to corporate bonds issued by issuers publicly or privately to raise funds for consolidating poverty alleviation achievements, promoting the development of poverty-stricken areas and comprehensively revitalizing rural areas. For the bonds of rural revitalization companies that raise funds for related projects in the field of rural revitalization, it is determined that the amount used for related projects is not less than 70% of the total raised funds.
Wenzhou Housing and Construction Bureau: Adhere to the principle of "no speculation in housing" and strictly prohibit speculation in school districts.
13 In July, Wenzhou Housing and Urban-Rural Development Bureau recently issued the Notice on Prohibiting Speculation in School Districts and Malicious Raising of Housing Prices to Wenzhou Real Estate Appraisers and Brokers Association, various real estate agencies and related employees.
Notice * * * clearly has four requirements:
First, all real estate brokerage agencies should strengthen the management of housing release, implement the housing verification procedures, and not publish housing information in stores or online with the school district as a selling point.
Second, real estate brokerage institutions standardize business management and entrustment procedures, and do not accept the entrustment of brokers whose prices are significantly higher than the market price.
Third, all real estate brokerage agencies strengthen the management of employees and strictly implement relevant regulations. Real estate brokers are not allowed to participate in any activities that speculate on school districts, and it is strictly forbidden to publish and spread information that speculates on school districts and drives up housing prices on online platforms.
The fourth is to implement the main responsibility of real estate brokerage institutions. For enterprises and individuals who fail to implement this notice and are not comprehensive, the industry management department will seriously deal with them according to law, and the relevant departments of the municipal government will take joint punishment according to their respective responsibilities.
The relevant person in charge of the Wenzhou Housing and Construction Bureau said that they formulated and issued this notice, that is, they should always adhere to the positioning of "houses are used for living, not for speculation" and resolutely stop the act of speculating on housing prices in the name of school districts and maliciously driving up housing prices.
The adjustment of Chengdu housing provident fund policy cancels the stipulation that the down payment of second-hand houses with a house age of 10 years or more should be increased 10%.
On July 13, Chengdu Housing Provident Fund Center issued the Notice on Relevant Matters Concerning the Adjustment of Re-traded Housing Provident Fund Loans in official website.
According to the new media of Viewpoint Real Estate, this document will be implemented from July 200215 10, subject to the loan acceptance time. According to the contents of the Notice, if the purchased and re-traded housing is used for provident fund loans, the transaction reference price of the purchased and re-traded housing will be announced by the housing construction department, and the value of the housing will be determined by the lowest of the online contract price, the housing evaluation price and the transaction reference price announced by the housing construction department, and the loanable amount will be calculated.
It is also known that the minimum down payment ratio will be increased by 10% if the age of the purchased re-traded house (second-hand house) exceeds10.
Official website of Chengdu Provident Fund Center shows that the current interest rate of provident fund loans is 2.75% for less than five years and 3.25% for more than five years. The maximum loan for a single employee's family is not more than 400,000, and the maximum loan for a dual employee's family is not more than 700,000. The down payment for the first suite is not less than 30%, and the down payment for the second suite is not less than 40%.