Incorrect academic qualifications of ICBC loan to buy a house will affect the loan. Education level is one of the important factors for banks to evaluate borrowers' credit rating. Incorrect academic information will lead to the deviation of the bank's credit evaluation of the borrower, which will further affect the approval and quota of the loan. If you find that your academic information is wrong, you should contact the bank to correct it in time to ensure the accuracy of your personal credit information.