To get a loan of 30,000 yuan from the bank, the following conditions need to be met: the age is between 18-60 years old; Have a certain repayment ability, preferably a stable income and work, and no laborer needs to submit economic proof materials; Personal credit information is good, and there can be no overdue or illegal records in the credit information; Personal debt ratio should not be too high, and the debt ratio should not exceed 50%. Meet the above basic conditions, users can apply for a loan of 30,000 yuan in any bank, but whether they can pass the loan audit depends on the audit results of the bank.