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I paid 74,000 car loans in 36 months and 2,300 each month in 7 months. Now I want to pay it off. How much is the fine?
In 36 months, I paid 74,000 yuan in car loans, and in 7 months, I paid 2,300 yuan every month. Now I want to pay it off. What is the punishment?

The calculated monthly interest rate is 0.620% and the annual interest rate is 7.45%.

The total loan amount is 74,000 yuan, assuming the annual interest rate is 7.45%, and the loan period is 3 years: the monthly repayment amount of principal and interest is 2300. 16 yuan, the total repayment amount is 82,805.76 yuan, and the interest payable is 8805.76 yuan. The interest paid in the first month is 459.42 and the principal paid in the first month is1840.74; The interest paid in the second month is 447.99, and the principal paid in the second month is 1852.438+07.

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I paid it back for seven months

The number of months returned is 7 months; * * * Pay the interest of 2973.46, the principal * *13127.66, the remaining principal of 60872.34, and the interest of the last installment of 377.92 (regardless of the interest rate adjustment).

The amount of liquidated damages needs to be negotiated with the bank, and some will add one month's interest.

Second, hello, I borrowed a car loan of 78,000 yuan from Pioneer Taimeng Qujing Company and paid it back in 36 months. Return 2982 every month.

According to what you said, it's ok, the interest is not too high, and you get what you pay for, but make sure the car is normal and not towed away.

Hello, I borrowed a car loan of 78,000 yuan from Xianfeng Taimeng Qujing Company and paid it off in 36 months. each ...

This company is a pit, and I am also a cheated owner.