Three practical models of private loan contract.

Standardizing legal loan contracts is an effective protection means to avoid credit risks. What about the loan contract? The following is the private loan contract I compiled for you. Thank you for your appreciation.

Private loan contract 1

Party A (borrower): _ _ (explain the basic information of the borrower)

Party B (Lender): _ _ _ (same as above)

Party A and Party B reach an agreement on the following matters and sign this Agreement.

1. Party B lends Party A RMB _ _ _ _ _ _ _ _.

Second, the loan interest (the specific interest is agreed according to the standards set by the state, and shall not exceed the standards set by the state. Citizens can also get interest-free loans)

Three. Term of the loan (specify the specific year, month and day)

Four. Date and method of repayment

Verb (abbreviation of verb) liability for breach of contract

This agreement will come into effect on. This agreement is made in duplicate, one for each party.

Party A: _ _ _ _ (signature and seal)

Party B: _ _ _ _ (signature and seal)

_ year _ month _ day

Private lending contract II

Party A: (Borrower) ID number:

Party B: (Lender) ID number:

Party C: (Guarantor) Business License Number:

On the basis of voluntariness, equality, mutual benefit and reciprocity, Party A, Party B and Party C have reached an agreement on the following matters through full consultation and signed this contract.

I. Specific agreements

(1) Loan amount and term: RMB (in words) ten thousand Yuan, and loan term. The date and amount of the loan shall be subject to the receipt.

(II) Purpose of the loan: mainly used for short-term liquidity. Party A shall use the loan legally and shall not use it for illegal activities.

(3) Loan interest rate: monthly ‰.

(IV) Repayment method: the loan principal is repaid in one lump sum when it is due, and the interest is paid off when borrowing.

Second, the guarantee clause

(1) For the loan agreed in this contract, Party C, as the guarantor, shall be jointly and severally liable for the loan of Party A under this contract.

(2) the guarantor's guarantee scope:

1. Within three days after the expiration of the loan term, the guarantor shall repay the principal and additional interest of Party B's due funds on behalf of Party A;

2. Penalty interest of funds under this contract;

3, liquidated damages, compensation, compensation;

4. Expenses paid by the lender to realize the creditor's rights (including but not limited to legal fees, attorney fees, execution fees, preservation fees, announcement fees, travel expenses, etc.). Caused by the responsibility of the breaching party).

5. The guarantee period of the guarantor's guarantee responsibility is two years from the effective date of this contract to the expiration of the debt performance period under this contract;

6. The guarantor shall not sell his land, real estate, cars and other fixed assets within the validity period of the loan contract; Shall not change, sell or reduce its own equity. Special circumstances require the written consent of Party B;

7. All the obligations of the Guarantor under this Contract are continuous and fully binding on its legal successors.

Third, the liability for breach of contract

(a) one of the following circumstances constitutes a breach of contract:

1. Party A changes the purpose of the loan;

2. Party A violates the loan contract and fails to repay the loan principal and interest according to the agreed period or amount;

3. The certificates, materials and other documents provided by Party A are false and illegal;

4. During the performance of this contract, Party A or the guarantor disposes of the fixed assets and equity under this contract without authorization;

5. The guarantor provides false financial reports or refuses Party B to supervise and inspect its financial status;

6. Other behaviors that Party A or the guarantor may affect the repayment of the loan to Party B. ..

(II) In case of breach of contract, Party B has the right to take one or more of the following measures:

1. If the repayment is overdue, Party A shall pay Party B a penalty of 0.3 ‰ of the daily loan amount for each day overdue, except the interest payable.

2. Ask Party A to repay all the loans immediately, or ask the guarantor to perform the guarantee responsibility.

3. Measures permitted by other laws.

Fourth, the settlement of disputes.

Any dispute arising from the performance of this contract shall be settled by all parties through consultation. If negotiation fails, all parties agree to bring a lawsuit to Zhengzhou People's Court for settlement.

Verb (short for verb) others

(1) The receipt attached to this contract is an important part of this contract and has the same legal effect as this contract;

(2) This contract is made in triplicate, with Party A, Party B and Party C holding one copy respectively;

(3) This contract shall come into effect as of the date of signing.

Party A (signature): Party B (signature):

Party C (seal):

Legal representative (signature):

Date of signing the contract: year month day.

Private lending contract 3

Lender: _ _ _ _ _ _ _;

Borrower: _ _ _ _ _ _ _;

Guarantor: _ _ _ _ _ _.

After full consultation, the three parties hereby sign this contract.

Article 1 The lender shall provide the borrower with _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. The loan and repayment plan is as follows:

Article 2 Lenders shall provide loans to borrowers on time and according to the amount; Otherwise, the borrower shall be paid liquidated damages according to the default amount and overdue days, and the calculation of liquidated damages is the same as the penalty interest of overdue loans.

Article 3 The loan interest rate is the current bank loan interest rate. If there is any adjustment, it shall be calculated according to the adjusted new interest rate and interest calculation method.

Article 4 The borrower shall use the loan as agreed, and may not transfer the purpose. Otherwise, the lender has the right to stop issuing new loans until the loans already issued are recovered.

Article 5 If the borrower fails to use the money according to the agreed time and quota, it shall pay the lender liquidated damages. The liquidated damages shall be calculated according to 50% of the loan amount, days and loan interest rate.

Article 6 The borrower guarantees to repay the principal and interest of the loan within the time limit stipulated in the loan contract. If extension is required, the borrower shall apply for extension at least three days before the loan expires, and go through the extension formalities with the consent of the lender. However, the longest extension shall not exceed half of the original term, and default interest shall be charged for overdue loans that the lender has not agreed to extend or has not gone through the extension procedures.

Article 7 The borrower's loan shall be guaranteed by the guarantor with _ _ _ _ _ _.

Article 8 If the borrower fails to repay the loan principal and interest on schedule one month after the loan expires, the guarantee unit (or guarantor) shall be responsible for repaying the loan principal and interest and overdue penalty interest for the borrower.

Article 9 Supplementary clauses (dispute settlement, etc. )

___________________________________________________________________________。

Article 10 This contract is made in quadruplicate, one for each party, one for the guarantor and one for the notary office.

Article 11 This contract shall come into effect as of the date of signature by both parties.

Lender: _ _ _ _ _ _ _ (seal)

Representative: _ _ _ _ _ _ _ (signature)

Borrower: _ _ _ _ _ _ _ (seal)

Representative: _ _ _ _ _ _ _ (signature)

Guarantor: _ _ _ _ _ _ (seal)

Representative: _ _ _ _ _ _ _ (signature)

Date of signing: place of signing:

New version of personal loan guarantee contract

Creditor:

Borrower:

Guarantor:

In order to carry out production (or business activities), the borrower applies for a loan from the lender and employs him as a guarantor. Upon examination and approval of the Lender, the three parties (or both parties) reach an agreement through consultation, and hereby enter into this Contract for common compliance.

Article 1 Types of loans

Article 2 Purpose of loan

Article 3 The loan amount is RMB (in words) only.

Article 4 The loan interest rate is 0.000%, and the interest depends on the situation. In case of national interest rate adjustment, it shall be calculated according to the new regulations.

Article 5 Term of loan and repayment method

Article 6 Sources of repayment funds and repayment methods

1. Source of repayment funds:

2. Repayment method:

Article 7 Warranty clause

1. If the borrower takes it as collateral and cannot repay the lender's loan at maturity, the lender has the right to dispose of the collateral. If the borrower repays the loan in full when due, the lender shall return the collateral to the borrower.

2. The borrower must use the loan according to the purpose stipulated in the loan contract, and shall not use it for other purposes or engage in illegal activities.

The borrower must repay the principal and interest within the time limit stipulated in the contract.

4. The borrower has the obligation to accept the lender's inspection, supervise the use of the loan, and understand the borrower's plan implementation, business management, financial activities, material inventory, etc. The borrower shall provide relevant plans, statistics, financial and accounting statements and materials.

5. When a guarantor is needed, the guarantor has the right to recover from the lender after performing joint and several liabilities, and the lender has the obligation to repay the guarantor.

Article 8 Liability for breach of contract

First, the borrower's liability for breach of contract

1. If the borrower fails to use the loan according to the purpose stipulated in the contract, the lender has the right to recover part or all of the loan, and collect default interest for the part used in violation of the contract at the interest rate stipulated by the bank. If the circumstances are serious, the bank may stop issuing new loans within a certain period of time.

2. If the borrower fails to repay the loan within the time limit, the lender has the right to recover the loan and collect the penalty interest according to the regulations of the bank. If the borrower repays the loan in advance, it shall charge interest as required.

3. If the borrower uses the loan to cause losses and waste or uses the loan contract to engage in illegal activities, the lender shall recover the principal and interest of the loan, and the relevant units shall investigate the administrative and economic responsibilities of the person directly responsible. If the circumstances are serious, criminal responsibility shall be investigated by judicial organs.

Second, the lender's liability for breach of contract

1. If the lender fails to provide the loan on time, it shall pay the borrower liquidated damages according to the default amount and the number of days of delay. The calculation of the amount of liquidated damages shall be the same as that of the borrower's penalty interest.

2, banks, credit cooperatives staff, due to dereliction of duty caused by loan losses or use of loan contracts for illegal activities, should be investigated for administrative and economic responsibility. If the circumstances are serious, criminal responsibility shall be investigated by judicial organs.

Article 9 Ways to resolve contract disputes: Any dispute arising during the execution of this contract shall be settled by both parties through consultation. If negotiation fails, both parties agree to arbitrate by the Arbitration Commission or bring a lawsuit to the people's court.

Article 10 Others

The Contract does not occur due to the circumstances that allow the modification or dissolution of the Contract as stipulated in the Loan Contract Regulations, and neither party may modify or dissolve the Contract without authorization. When one party changes or terminates this loan contract according to the requirements stipulated in the loan contract, it shall promptly notify the other parties in writing and reach a written agreement. After the modification or dissolution of the Contract, the Borrower shall still pay the occupied loan and the interest payable according to the provisions of the Contract.

If there are any matters not covered in this contract, both parties shall make supplementary provisions through consultation, which have the same effect as this contract.

The original of this Contract is in triplicate, with the Lender, the Borrower and the Guarantor each holding one copy; A copy of the contract shall be submitted to the relevant units (if notarization or certification is required, it shall be sent to the notarization or certification authority), and each unit shall keep one copy.

Lender: (signature)

Address:

Telephone number:

Borrower: (signature)

Address:

Telephone number:

Guarantor: (signature)

Address:

Telephone number:

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