if you apply for a loan through a bank, it will take about 15 working days for approval if the application materials are complete, because it involves evaluation, mortgage registration and other links, and the situation of each customer will be different.

please contact the handling branch or the loan account manager directly for confirmation about the specific loan release time, approval status, processing progress and cancellation. After the user submits the application materials, rural commercial banks can generally complete the loan evaluation and review on the day of application.

if it is approved, the staff will inform the applicant to sign a loan contract with the bank within one or two working days. After signing the contract, the bank will spend one to three working days to raise funds. After successful fund raising, the loan can be issued within one week at the earliest.