How to get the green book after paying off the car loan

How to get the green book after paying off the car loan:

1. The last monthly payment of the car loan will be deducted After losing it, about 10 working days, go to the bank where you paid for the car installment to get the mortgage procedures. With your ID card, motor vehicle driving license, bank repayment details, etc., get the motor vehicle registration certificate, and then go to the vehicle management office to cancel the vehicle. Just go through the mortgage procedures.

2. The vehicle management office shall review the submitted certificates and vouchers within one day from the date of acceptance, and endorse the content and date of mortgage release registration on the motor vehicle registration certificate.

3. According to the motor vehicle registration regulations: the date of registration of motor vehicle mortgage and the date of cancellation of mortgage can be made available to the public for inquiry.

Extended information

1. How to deal with the car loan after the mortgage is completed? Do I need to be in person?

Under normal circumstances, after the car loan mortgage is completed, you need to handle it personally. But if the user really cannot handle it himself, he can entrust others to do it for him. The specific processing procedures are as follows:

1. I will handle it personally. After the car loan is completed, the car owner needs to go to the bank to get the motor vehicle registration certificate, and then take the certificate to the local vehicle management office to go through the mortgage release registration procedures, and then get the car title certificate.

2. Others do it on your behalf. If the car owner is really unable to handle it himself, the car owner can also issue a power of attorney and entrust his relatives, friends or loan manager to handle it on his behalf. For specific details, the car owner can consult the loan agency.

2. How to check how much car loan is outstanding?

You can inquire about car loans through bank branches or by dialing customer service numbers. The details are as follows:

1. Inquire through bank branches.

Bring your ID card to the bank branch where the loan is issued and inquire about this business with the help of bank staff.

2. Inquire through customer service phone number.

You can call the loan bank’s customer service hotline to inquire, and follow the voice prompts on the phone or directly call the manual customer service to inquire about the car loan status.

3. Inquire through online banking.

After opening online banking, log in to the online banking on the official website of the lending bank or download the mobile banking of the lending bank, and click on the personal loan to inquire. How do I get a green book after my car loan is paid off?

Steps to get a green book after repaying the car loan:

1. Hold your ID card, motor vehicle driving license, and bank repayment details to the 4S store to collect the motor vehicle registration certificate.

2. Go to the local municipal vehicle management office to handle the procedures for releasing the vehicle mortgage.

3. Go to the vehicle service hall of the vehicle management office or the vehicle service hall of the district (city) or county traffic police brigade, get the motor vehicle mortgage or mortgage cancellation registration application form and fill it out.

4. Submit the motor vehicle mortgage or mortgage cancellation registration application form, identity certificates of the mortgagee and mortgagor, motor vehicle registration certificate, main contract and mortgage contract concluded in accordance with the law (cancellation of mortgage is proof of repayment) Wait for the materials and receive the motor vehicle registration business acceptance voucher.

5. Go to the designated window of the bank to pay, collect the payment voucher and the motor vehicle registration business acceptance voucher to receive the motor vehicle registration certificate.

A car loan refers to a loan issued by a lender to a borrower who applies to purchase a car. Car consumption loans are a new loan method that banks issue RMB-guaranteed loans to car buyers who purchase cars at their authorized dealers.

The interest rate of automobile consumer loans refers to the amount of loans issued by banks to consumers, that is, borrowers, for the purchase of personal cars (non-profit family cars or commercial vehicles with 7 seats or less) Ratio to principal. The higher the interest rate, the greater the repayment amount the consumer will have to pay.

Car loan channels

1. Auto finance companies: The biggest advantages are convenience and low threshold. Companies are generally established by investment from automobile companies. Its "convenience" is not only reflected in the fact that you can apply directly through the 4S store, but also in that it does not require hard conditions such as household registration and real estate.

2. Credit card installment car purchase: The most significant advantage is the loan interest rate, which is half lower than the traditional bank car loan interest rate.

You can apply for all common credit cards, and the models are cross-brand, so you have a wide range of choices. The premise is that you need a higher credit limit to enjoy it.

3. Bank car loans: Banks are under pressure from the tightening of credit scale. Consumer loan businesses such as car loans have shrunk significantly, and the loan doors for some mid- to low-end cars have been temporarily closed. The biggest advantage is that there is a wide range of choices. After car buyers choose a car model, they can go directly to the bank to apply for a personal car consumer loan.

However, the procedures for loan qualification review are very complicated. Generally, real estate (such as real estate) needs to be provided as a mortgage. Some banks offer it online for high-end customers or high-end models, and the car itself can be used as a mortgage. However, compared with other banks, Car loan approval takes a long time.

In terms of loan interest rates, car mortgage loan interest rates are generally about 10% higher than the bank's benchmark loan interest rate for the same period. Most car loan businesses require a guarantee from a guarantee company or the purchase of car warranty insurance, and car buyers also need to bear a guarantee fee of 2.5 to 3. Adding up all the handling fees, the comprehensive cost of a bank car loan is the highest among the three methods. How to get back the green copy after paying off the car loan

After the car owner has paid off all the car loans, he needs to bring his ID card, bank card and other relevant materials to the bank to go through the procedures and have the staff issue a loan settlement certificate , with this certificate you can get back the car's green book. The green book, also known as the vehicle registration certificate, is a very important document for the car.

If the car loan is handled by an automobile consumer finance company, generally after the car owner has repaid the car loan, the financial company will send the loan settlement certificate and the car green book to the owner within 10 working days. Car owners, car owners can just wait patiently. If you don't receive it for a long time, you can call the financial company to ask the reason.

After the car owner has obtained the loan settlement certificate and green copy, he needs to take these two things as well as his ID card and driving license to the local vehicle management office to go through the decompression procedures for the car. After the decompression is completed, the vehicle truly belongs to you, and then the owner must keep the vehicle green book by himself.

After the car owner has paid off all the car loans, he needs to bring his ID card, bank card and other relevant materials to the bank to go through the procedures and ask the staff to issue a loan settlement certificate. With this certificate, he can get it back. The green copy of the car is gone. The green book, also known as the vehicle registration certificate, is a very important document for the car.

If the car loan is handled by an automobile consumer finance company, generally after the car owner has repaid the car loan, the financial company will send the loan settlement certificate and the car green book to the owner within 10 working days. Car owners, car owners can just wait patiently. If you don't receive it for a long time, you can call the financial company to ask the reason.

After the car owner has obtained the loan settlement certificate and green copy, he needs to take these two things as well as his ID card and driving license to the local vehicle management office to go through the decompression procedures for the car. After the decompression is completed, the vehicle truly belongs to you, and then the owner must keep the vehicle green book by himself.