The latest provident fund loan policy is as follows: First, there is no house in the name, unused, down payment of 30%, interest rate benchmark. Second, there is no room under the name, and it has been settled once, with a down payment of 30% and the interest rate as the benchmark. 3. There are only one house in the name of a family of three (parents and minor children) in two cases: 1, less than 100 square meter. Whether or not the provident fund is used, the down payment is 30%, and the interest rate rises 10%. 2, 100 square meters or more, regardless of whether the provident fund has been used, the loan is limited. Fourth, the two suites under the name, regardless of the size of the merger, have never borrowed the provident fund, and the loans are limited. Used provident fund twice, loan limit. Once used provident fund, outstanding, limited loan. 6. Portfolio loan, even if the provident fund meets the first set of loan conditions, if the commercial loan is determined to be more than two suites, the commercial loan interest rate will rise, and the provident fund interest rate will also rise.