Hello, you asked about the loan term, which should be a provident fund loan. If you are a man, the provident fund can be loaned to 65 years old, that is, you can borrow 2 1 year; If you are a woman, you can get a loan until you are 60 years old, which means you can get a loan for 16 years.

The term of state-owned bank mortgage loan is the same as above. Some joint-stock banks, such as Shanghai Pudong Development Bank, Industrial Bank and Minsheng Bank, can be relaxed to 70 for men and 65 for women according to specific conditions.

I hope my answer can help you, thank you!