The conversion of Ipr pricing benchmark is to convert the previous loan interest rate into lpr. According to the lpr bonus calculation, the loan pricing benchmark can only be converted once. If it is converted once, it cannot be converted again, that is, it cannot be converted from Ipr floating interest rate to the previous pricing benchmark interest rate again. Therefore, everyone should think more before the conversion, and consider whether the loan interest difference after the conversion can be tolerated according to their actual economic ability and loan affordability.

The pricing of LPR will change. At present, the new policy has been lowered. Your previous loan interest rate has dropped by about 20%, but sometimes it may go up, so the situation is uncertain. After converting into this kind of mortgage interest, the monthly loan interest will be directly related to the change of interest rate, and will not be enjoyed immediately after the change, and it needs to be reviewed by the bank. On the premise of good qualifications,

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