1, generally go to the bank to apply for a loan, but Alipay is not allowed to apply for a loan. The traffic required by banks must be bank card traffic, including payroll card traffic and self-deposited bank card traffic.

2. If the applicant submits Alipay, it will be rejected by the bank. In the regulations of bank loans, the bank card flow sheet cannot be used to apply for loans by a third party such as Alipay, and generally cannot be used as a proof to evaluate personal income and repayment ability.

3. Therefore, Alipay Liu Shui cannot apply for a loan in the bank. If the applicant has a loan demand and his personal work income is not paid by the bank, he needs to prepare a bank card six months in advance. Because banks generally require applicants to provide the bank flow in the past six months, applicants need to make plans and preparations six months in advance.