2。 Monthly interest rate 3%

It's fixed interest.

Interest is calculated according to the total loan amount.

For example, a loan of 50 thousand

The monthly interest is 50,000 *2. 3%= 1 150 yuan

The salesman's commission is 2-3%

Earn 1 times

The company has income every month.

take for example

Customer loan 1 year

The salesman earned 1 month interest.

The company earned 12 months of interest.

(2% handling fee is charged for lending.

It is equivalent to the customer paying 13 months of interest! )

Understand?

Lenders make the most money!