Hello, yes, you can pay the down payment during the mortgage interview. As long as the loan contract has not been formally signed, the home buyer can approach the lending bank to discuss an additional down payment. Because before the loan review is completed or the loan has not been approved, the home buyer can contact the lending bank at any time to request an additional down payment. However, the down payment can only be made before the interview. Once the interview is successful and the bank loan has been approved, it cannot be changed.

If a home buyer makes an additional down payment, the loan amount can be reduced to a certain extent, and the monthly repayment will also be reduced. The more the down payment, the greater the loan amount. few. The larger the down payment, the more you can save a lot of interest expenses. Mortgage interest rates are generally very high. However, the down payment can only be your own funds or transfers from immediate family members, and cannot be other loan funds, credit cards, or transfers from other friends.