For example, if the average annual income of a family is actually 10,000, it will be less than 5,000. If it is not filled in according to the actual situation, once it is discovered, the loan application will naturally be returned and students will not be able to borrow money.
Extended data:
First, students apply for students to receive the "National Student Loan Application Approval Form" and other materials, fill them out truthfully and completely, and prepare relevant supporting materials to return to the school's national student loan agency.
Second, the school institution conducts a preliminary examination of the loan. School institutions organize students to apply for loans and accept student loan applications within the annual loan amount and control ratio issued by the National Student Loan Management Center.
Three. The handling bank carries out loan approval. The handling bank shall complete the audit within 20 working days after receiving the Information Form and application materials submitted by the school. If there are any mistakes or omissions, the school will be required to correct or supplement them.
4. After the loan application for signing a loan contract with students is approved, the school will organize students to fill in, sign a loan contract and an iou within 10 working days according to the loan student roster provided by the handling bank, and submit it to the handling bank.
Verb (abbreviation of verb) The loan issuing handling bank will transfer the first-year tuition, accommodation and living expenses to the designated account opened by the school in the handling bank within 20 working days after signing the loan contract and iou with the borrowing students.
After completing their studies with student loans, students should pay attention to their own credit and repay the loans on time. 60 days before graduation every year, the school will organize the borrowing students to go to the handling bank to go through the repayment confirmation procedures, and the handling bank will send people to provide on-site service to explain the repayment related matters to the borrowing students and answer their inquiries.
Commercial credit loan
Conditions for applying for student-origin credit student loan
1. The lender has full capacity for civil conduct, is honest and trustworthy, and abides by laws and regulations.
2. Freshmen or students who have been officially admitted to full-time ordinary undergraduate colleges, higher vocational schools and junior colleges (including private colleges and independent colleges, the list is subject to the announcement of the Ministry of Education) and have obtained a true, legal and effective admission notice.