When handling provident fund loan procedures in Hebei Province, you can directly consult the provident fund management center for loans, and then prepare materials for the staff to review after knowing the relevant information. After the audit, the staff will evaluate the actual situation of the applicant, and then entrust the bank to handle the relevant loan within 6 working days. The following is a detailed answer to the problem of Hebei province provident fund loan process. 1. How to borrow the provident fund loan in Hebei Province 1. Workers consult the provincial housing provident fund management center for loans, understand the loan qualification and loan amount, submit relevant documents, receive and fill in the application approval form, and apply for loans. 2. The provincial housing fund management center conducts a preliminary examination according to the information provided by the applicant, examines the applicant's loan qualification, verifies the authenticity of the application materials and house purchase transactions, interviews the applicant, establishes interview records, and verifies the authenticity of the house purchase contract or house ownership certificate in conjunction with the real estate management department when necessary. Determine the loanable amount, term and interest rate, and make a decision on whether to accept it or not. If it is not accepted, explain the reasons and return the application materials. 3. After the application is accepted, it shall be submitted to the central loan approval team meeting for approval. The examination and approval team examines the applicant's identity, housing provident fund deposit, repayment ability, personal credit, house purchase transaction status, price or value, and guarantee ability. , and put forward opinions on granting or not granting loans; If approved, put forward the examination and approval opinions on the specific loan amount, term and interest rate. 4 loan approval is generally completed within 6 working days from the date of acceptance. If the loan is granted, the relevant materials shall be submitted to the entrusted loan bank within 1 working days, and the entrusted loan bank shall handle the relevant procedures. 5. Approved, the provincial housing fund management center shall notify the borrower and his spouse, the property owner (mortgagor) and the guarantor to sign the provident fund loan and guarantee contract with the loan bank entrusted by the center, handle the mortgage registration, and the borrower shall sign the loan receipt. 6. After the Loan and Guarantee Contract comes into effect, the Provincial Housing Fund Management Center signs the Entrusted Loan Agreement with the entrusted loan bank, and issues the Notice on the Allocation of Entrusted Loan Funds. The entrusted loan bank issues loans according to the loan conditions agreed in the loan contract, and transfers the funds to the deposit account of the developer, construction unit or intermediary company. 7. After the loan is issued, the loan department shall sort out the filing materials according to the Measures for the Administration of Housing Provident Fund Loan Files. After the loan materials are filed, they shall be handed over to the archives room as required. 2. Hebei Province Provident Fund Loan Location (Shijiazhuang) No.69 Yuhua West Road, Shijiazhuang City (northeast corner of the intersection of Yuhua West Road and Xili Street). Three. Hebei Provident Fund Loan Law stipulates that the Regulations on Housing Provident Fund Management shall be revised according to the Decision of the State Council on Amending Some Administrative Regulations on March 24, 2009). Article 11 The housing provident fund management center shall perform the following duties: (1) To formulate and implement the plan for the collection and use of housing provident fund; (two) responsible for recording the deposit, withdrawal and use of employee housing provident fund; (three) responsible for the accounting of housing provident fund; (four) to approve the extraction and use of housing provident fund; (five) responsible for the preservation and return of housing provident fund; (six) the preparation of housing provident fund collection and use plan implementation report; (seven) to undertake other matters decided by the housing provident fund management committee. Twelfth housing provident fund management committee shall, in accordance with the relevant provisions of the People's Bank of China, designate commercial banks entrusted with the financial business of housing provident fund (hereinafter referred to as the entrusted banks); The housing provident fund management center shall entrust the entrusted bank to handle financial services such as housing provident fund loans and settlement, as well as the establishment, deposit and return procedures of housing provident fund accounts. The housing provident fund management center shall sign an entrustment contract with the entrusted bank. Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center. The above is the related content compiled by Bian Xiao. When handling provident fund loan procedures in Hebei, you can directly prepare materials and submit an application to the provident fund management center. After examination, the staff will entrust a qualified bank to sign a loan contract within 6 months. If you have other needs, please do one-on-one legal consultation online.