The application materials are as follows:
The purchaser shall provide: ID card, proof of marital status, household registration book, proof of economic income and personal assets, professional certificate, certificate of college degree or above, house sales contract, down payment invoice (required for delivery of forward house) and original proof of delivery (such as house quality guarantee). First-hand existing houses are necessary), real estate license (real estate license, land use certificate). Second-hand housing needs to be provided), the original loan balance list or the repayment schedule of the previous period (one of which needs to be provided), the original loan contract for the original loan to buy a house, and the personal settlement account (passbook) of the Postal Savings Office.
If other natural persons or legal persons provide phased guarantee for the purchaser, the guarantor shall be audited by the bank and provide relevant certification materials as required by the bank.
Other materials that need to be submitted after the bank's audit.