At present, the maximum mortgage for shop loans seems to be about 50%. Different loan terms have different interest rates, which is also related to the repayment method agreed between you and the bank. At present, the benchmark interest rate of banks is 5.3 1%, but it will generally rise around 10-30%. If it is a mortgage loan, commercial housing (shops, etc.) is needed. ) Three rooms are complete, with an average age of not less than 20 years and an area of not less than 70 square meters. Generally, a good location is required. This information was also consulted by my friend in an online loan company, Shuyin Online. It seems to be a cooperation with the bank, and everything is synchronized with the bank, regardless of interest, repayment method and term. It is also an online financial platform recognized by the China Banking Regulatory Commission. There are many products on loan, and the service industry is good. At the same time, as long as your information meets the requirements of the bank within 7 working days, you can put the style. Personally, I feel good. At the same time, their business faces the whole country, which is quite formal. I suggest you try something that may have the loan information you want, hoping it will help you.